Finance with Rightcars
We deal with the most competitive finance houses. So for a no obligation quote for finance on the car of your choice.
Choose Between Hire Purchase or Personal Contract Purchase
We offer the choice between two finance agreements: Hire Purchase (HP) and Personal Contract Purchase (PCP), both available with no deposit. The decision between these options depends on your specific circumstances. Here's a breakdown for your clarity:
Hire Purchase (HP)
Hire Purchase agreements involve credit where you gain ownership of the vehicle after repaying the total loan amount. While the financier holds ownership during the loan term, it transfers to you upon full repayment. Typically, HP agreements have higher monthly payments as you're repaying the entire car amount, in contrast to PCP.
Personal Contract Purchase (PCP)
Personal Contract Purchase agreements entail paying installments to cover a portion of the car's cost. Upon fulfilling the agreement's terms, you can return the car to the financier (owner). Alternatively, if you wish to keep the car, you can refinance the remaining cost – the balloon payment, based on the car's guaranteed future value (GFV).
Please take a few minutes to fill in this form and email it to Rightcars.We will then get back to you within an hour and hopefully get you on the road.
Rightcars Ltd is authorised and regulated by the Financial Conduct Authority, FRN 661718. All finance is subject to status and income. Written Quotation on request. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance on your purchase. We are only able to offer finance products from these providers
"A broker or funder may pay us a commission for introducing you to them and this is normally a percentage of the total amount borrowed. Although rates and commissions may vary between our finance partners, our aim is always to secure finance from them which is appropriate to your circumstances and at the lowest rate available."